Tap Into Secret Medicare Savings Most Ignore

There are four main types of MSPs, each catering to different needs and eligibility criteria:

1. **Qualified Medicare Beneficiary (QMB) Program**: This program helps pay for Medicare Part A and Part B premiums, as well as deductibles, coinsurance, and copayments. It's available to individuals with an income at or below the federal poverty level¹.

2. **Specified Low-Income Medicare Beneficiary (SLMB) Program**: SLMB pays for Medicare Part B premiums and is available to those with slightly higher incomes than the QMB program allows².

3. **Qualifying Individual (QI) Program**: Similar to SLMB, the QI program also covers Medicare Part B premiums but is available on a first-come, first-served basis due to limited funding³.

4. **Qualified Disabled and Working Individuals (QDWI) Program**: This program assists in paying for Medicare Part A premiums for certain disabled individuals who have returned to work¹.